:root{--ink:#10213a;--ink-2:#41516a;--muted:#6c7a90;--paper:#fff;--wash:#f4f8fc;--line:#dbe5ef;--blue:#1465e0;--teal:#0aa6c2;--green:#16866b;--shadow:0 18px 55px rgba(20,55,91,.1);--r:22px;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:"Instrument Sans",Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}a{color:var(--blue);text-underline-offset:3px}a:hover{text-decoration-thickness:2px}img,svg{display:block;max-width:100%}.skip{position:absolute;left:12px;top:-80px;z-index:1000;background:var(--ink);color:#fff;padding:12px 16px;border-radius:8px}.skip:focus{top:12px}.wrap{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:800;text-decoration:none;letter-spacing:-.02em}.brand img{width:38px;height:38px}.nav{display:flex;align-items:center;gap:22px}.nav a{color:var(--ink-2);font-weight:700;text-decoration:none;font-size:.94rem}.nav a:hover,.nav a[aria-current="page"]{color:var(--blue)}.button,.nav .button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:11px 18px;border-radius:12px;background:linear-gradient(135deg,var(--teal),var(--blue));color:#fff;text-decoration:none;font-weight:800;border:0;box-shadow:0 8px 25px rgba(20,101,224,.2)}.button.secondary{background:#fff;color:var(--ink);border:1px solid var(--line);box-shadow:none}.menu-toggle{display:none;min-width:48px;min-height:48px;background:#fff;border:1px solid var(--line);border-radius:12px;font-size:1.35rem;color:var(--ink)}.hero{padding:88px 0 68px;background:radial-gradient(circle at 84% 10%,rgba(10,166,194,.15),transparent 30%),linear-gradient(180deg,#fbfdff,var(--wash))}.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:28px}.crumbs a{color:var(--ink-2)}.eyebrow{color:var(--blue);font-size:.82rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(280px,.7fr);gap:52px;align-items:center}h1,h2,h3{font-family:"Bricolage Grotesque",Inter,ui-sans-serif,system-ui,sans-serif;line-height:1.08;letter-spacing:-.035em;margin:0}h1{font-size:clamp(2.45rem,6vw,5.25rem);max-width:930px}h2{font-size:clamp(1.8rem,3.6vw,3.25rem)}h3{font-size:1.3rem}.lead{font-size:clamp(1.05rem,1.8vw,1.25rem);color:var(--ink-2);max-width:760px;margin:24px 0 0}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--shadow)}.hero-card strong{font-size:1.05rem}.hero-card ul,.checklist{padding:0;margin:18px 0 0;list-style:none}.hero-card li,.checklist li{padding-left:28px;position:relative;margin:10px 0}.hero-card li:before,.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.band{padding:72px 0}.band.alt{background:var(--wash)}.section-head{max-width:760px;margin-bottom:34px}.section-head p{color:var(--ink-2);font-size:1.08rem}.grid-2,.grid-3{display:grid;gap:22px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.card p{color:var(--ink-2);margin-bottom:0}.card .kicker{display:block;color:var(--blue);font-weight:800;margin-bottom:12px}.metric{font-size:clamp(2rem,4vw,3.25rem);font-weight:850;line-height:1;color:var(--blue);letter-spacing:-.045em}.flow{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;align-items:stretch}.flow .card{position:relative;padding:22px}.flow .card:not(:last-child):after{content:"→";position:absolute;right:-15px;top:50%;transform:translateY(-50%);color:var(--blue);font-size:1.4rem;font-weight:900}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:#fff}table{border-collapse:collapse;width:100%;min-width:660px}th,td{padding:15px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}th{background:#eaf2fb;font-size:.86rem;text-transform:uppercase;letter-spacing:.04em}tr:last-child td{border-bottom:0}.note{border-left:4px solid var(--teal);padding:18px 22px;background:#ebf9fb;border-radius:0 14px 14px 0;color:var(--ink-2)}.article{max-width:820px;margin-inline:auto}.article h2{margin-top:58px}.article h3{margin-top:34px}.article p,.article li{font-size:1.05rem}.article li{margin:.5rem 0}.article .meta{color:var(--muted);margin:18px 0 32px}.faq{display:grid;gap:12px}.faq-item{border:1px solid var(--line);border-radius:14px;background:#fff}.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:56px;padding:15px 18px;text-align:left;border:0;background:transparent;color:var(--ink);font:inherit;font-weight:800;cursor:pointer}.faq-a{padding:0 18px 18px;color:var(--ink-2)}.faq-a[hidden]{display:none}.cta{background:linear-gradient(135deg,#0d6a94,#123b7a);color:#fff;border-radius:28px;padding:clamp(28px,6vw,60px);display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}.cta p{color:#dceaf8;max-width:700px}.country-links{display:flex;flex-wrap:wrap;gap:10px}.country-links .button.secondary{color:var(--ink)}.site-footer{padding:48px 0;border-top:1px solid var(--line);background:#f8fbfe}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:30px}.site-footer h3{font-size:1rem;margin-bottom:14px}.site-footer a{display:block;color:var(--ink-2);margin:7px 0}.fine{margin-top:30px;padding-top:20px;border-top:1px solid var(--line);color:var(--muted);font-size:.86rem}:focus-visible{outline:3px solid #ffbf47;outline-offset:3px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}@media(max-width:980px){.menu-toggle{display:inline-grid;place-items:center}.nav{position:fixed;inset:77px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);padding:20px;display:grid;gap:5px;box-shadow:var(--shadow)}.nav[hidden]{display:none}.nav a{min-height:48px;display:flex;align-items:center;padding:8px 10px}.hero-grid,.grid-3,.flow,.footer-grid{grid-template-columns:1fr 1fr}.flow .card:after{display:none}}@media(max-width:680px){.wrap{width:min(var(--max),calc(100% - 28px))}.header-inner{min-height:68px}.nav{inset:69px 0 auto 0}.hero{padding:60px 0 48px}.hero-grid,.grid-2,.grid-3,.flow,.footer-grid,.cta{grid-template-columns:1fr}.hero-grid{gap:28px}.band{padding:52px 0}.card,.hero-card{padding:22px}.button{width:100%}.actions,.country-links{display:grid}.cta{gap:18px}.brand span{font-size:.95rem}}@media(max-width:350px){.wrap{width:calc(100% - 20px)}h1{font-size:2.25rem}.brand span{display:none}.card,.hero-card{padding:18px}}